Yes Bank is a private sector bank incorporated in 2003 and headquartered in Mumbai. It offers a full range of banking services across retail, corporate, MSME, treasury, and digital segments. After facing a severe crisis in 2020, the bank underwent a comprehensive restructuring backed by RBI and a consortium of investors, including SBI, HDFC, and global institutions. Since then, it has focused on balance sheet repair, asset quality stabilization, and operational discipline. As of January 2026, Yes Bank remains in recovery mode—profitable but still rebuilding trust and scale. This article provides a realistic, data-driven outlook on the Yes Bank share price target 2026–2030, based on verified financials from Screener.in, Finology, and Groww.
Yes Bank: Company Overview
- Founded: 2003
- Managing Director: Mr. Prashant Kumar
- NSE Symbol: YESBANK
- Business Segments: Retail Banking, Corporate Banking, Treasury, Investment Banking, Wealth Management
- Market Position: Mid-sized private bank under reconstruction; part of India’s “too big to fail” resolution framework
Yes Bank maintains a capital adequacy ratio (CAR) of 15.6%, above RBI’s minimum requirement, and has reduced gross NPAs to ~4.5%. However, its cost-to-income ratio remains high at 71.26%, reflecting legacy inefficiencies.
Yes Bank: Key Financial Snapshot
| Metric | Value |
|---|---|
| Current Share Price | ₹22.90 |
| Market Capitalization | ₹72,014.74 Cr |
| No. of Shares Outstanding | 3,137.90 Cr |
| 52-Week High / Low | ₹32.80 / ₹18.70 |
| P/E Ratio (TTM) | 25.67 |
| P/B Ratio | 1.46 |
| EPS (TTM) | ₹0.89 |
| Book Value (TTM) | ₹15.68 |
| ROE | 5.42% |
| ROCE | 7.68% |
| Dividend Yield | 0.00% |
| Face Value | ₹2 |
| Net Interest Income | ₹8,944.35 Cr |
| Cost-to-Income Ratio | 71.26% |
| Capital Adequacy Ratio (CAR) | 15.6% |
| Profit Growth (YoY) | 92.30% |
| CASA % | 34.26% |
Yes Bank Share Price Target Forecast (2026–2030)
| Year | Target Price Range (₹) |
|---|---|
| 2026 | ₹24 – ₹28 |
| 2027 | ₹26 – ₹32 |
| 2028 | ₹28 – ₹36 |
| 2029 | ₹30 – ₹41 |
| 2030 | ₹32 – ₹46 |
Yes Bank Share Price Target 2026
| Year | Share Price Target 1 | Share Price Target 2 |
|---|---|---|
| 2026 | ₹24 | ₹28 |
Yes Bank reported 92.30% YoY profit growth in FY2025, driven by lower provisioning and stable interest income. However, absolute earnings remain low (EPS: ₹0.89), and the P/E of 25.67 is elevated for a bank with ROE of just 5.42%. The stock trades at a P/B of 1.46x, reflecting investor hope for sustained recovery. A 2026 target range of ₹24–₹28 assumes no fresh slippages and continued capital discipline.
Yes Bank Share Price Target 2027
| Year | Share Price Target 1 | Share Price Target 2 |
|---|---|---|
| 2027 | ₹26 | ₹32 |
If the bank sustains its current trajectory and gradually improves cost efficiency (currently 71.26%), earnings could grow at 20–25% annually. Assuming EPS reaches ₹1.10–₹1.30 by FY27 and P/E moderates to 24–25x, the 2027 target range of ₹26–₹32 is justified.
Yes Bank Share Price Target 2028
| Year | Share Price Target 1 | Share Price Target 2 |
|---|---|---|
| 2028 | ₹28 | ₹36 |
By 2028, benefits from branch rationalization, digital adoption, and improved CASA mix should reflect in margins. With book value expected to grow to ₹17–₹18, a P/B of 1.6–1.8x supports the ₹28–₹36 band—contingent on consistent profitability.
Yes Bank Share Price Target 2029
| Year | Share Price Target 1 | Share Price Target 2 |
|---|---|---|
| 2029 | ₹30 | ₹41 |
Long-term tailwinds include India’s credit expansion and Yes Bank’s niche in mid-corporate lending. However, competition from HDFC, ICICI, and Kotak remains intense. If ROE improves to 7–8% and dividends resume, investor sentiment could improve. Using a P/B of 1.7–1.9x on projected book value (~₹18–₹19), the 2029 target is ₹30–₹41.
Yes Bank Share Price Target 2030
| Year | Share Price Target 1 | Share Price Target 2 |
|---|---|---|
| 2030 | ₹32 | ₹46 |
Over a five-year horizon, Yes Bank’s recovery hinges on execution consistency. If it regains investor trust through clean earnings and capital discipline, a P/B of 1.8–2.0x on FY30 book value (~₹19–₹20) justifies the ₹32–₹46 range. Upside is capped by structural inefficiencies; downside is limited by current valuation and regulatory backing.
Yes Bank: Shareholding Pattern
| Category | Holding (%) |
|---|---|
| Foreign Institutional Investors (FII) | 44.95% |
| Domestic Institutional Investors (DII) | 20.74% |
| Public & Others | 34.30% |
| Promoters | 0% |
High institutional ownership (65.69%) ensures liquidity. The absence of promoters reflects its reconstructed ownership structure post-2020.
Yes Bank: Strengths vs Risks
Strengths:
- Strong regulatory backing and systemic importance
- Improving asset quality (Gross NPA: ~4.5%)
- Healthy capital buffer (CAR: 15.6%)
- Resumed profitability after years of losses
Risks:
- Very high cost-to-income ratio (71.26%)
- Low ROE (5.42%) and minimal earnings per share (₹0.89)
- No dividend payout since FY2019
- Intense competition from larger private banks
- Contingent liabilities of ₹8.11 lakh Cr require monitoring
Investment Suitability
| Factor | Assessment |
|---|---|
| Risk Profile | High |
| Ideal Time Horizon | 5+ years (only for recovery bet) |
| Volatility | Very High (stock down ~21% in 1 year) |
| Dividend/Income Potential | None (0% yield) |
| Best For | Aggressive investors betting on turnaround; not suitable for conservative portfolios |
FAQs
What is the target of Yes Bank in 2026?
Our Yes Bank share price target for 2026 is ₹24–₹28.
Can Yes Bank go to ₹100?
Not in the near term. At current EPS (₹0.89) and ROE (5.4%), a ₹100 price would imply a P/E of ~112x or P/B of ~6.4x—unrealistic without massive scale-up and margin improvement. Such a target is only plausible beyond 2035 under best-case scenarios.
Can I sell 1,000 shares of Yes Bank?
Yes, you can sell any number of shares through your Demat account via a SEBI-registered broker. Liquidity is adequate due to high institutional participation.
What is the future of the Yes Bank share in 2030?
our Yes Bank share price target 2030 is ₹32–₹46.
Final Verdict
Yes Bank has stabilized after its 2020 collapse and is now consistently profitable. However, it remains a work-in-progress with high operating costs and low returns. The bank needs 3–5 years of clean execution to regain full investor confidence.
Our Yes Bank share price target 2026–2030 (₹24 to ₹46) reflects cautious optimism—rooted in balance sheet strength but tempered by earnings uncertainty. Investors should monitor quarterly asset quality, cost ratios, and capital actions before increasing exposure.
Disclaimer: Price targets are estimates based on publicly available data and sector analysis. They are not investment advice. Consult a SEBI-registered advisor before making decisions.
Sources
- Screener.in – Yes Bank Consolidated Page (FY2025 + TTM)
- Finology Ticker – YESBANK Financials & Analysis
- Groww.in – Yes Bank Stock Profile
- Yes Bank Investor Presentation (Q3 FY26, Jan 2026)
- RBI Guidelines on Capital Adequacy and Asset Classification
