Choice International Share Price Target 2026–2030
Choice International Limited is a non-banking financial company (NBFC) primarily engaged in investment activities, with negligible operating revenue. Despite reporting strong profit growth recently, its business model raises questions about sustainability and scalability. With an extremely high P/E ratio, low book value, and minimal operational scale, investors are cautious even as the stock trades at a significant premium to its fundamentals. This article provides a neutral, fact-based analysis of the Choice International share price target from 2026 to 2030, using verified financial data and market context.
Choice International: Company Overview
- Incorporated: 1987
- Primary Business: Investment holding company; earns income mainly from dividends, interest, and capital gains on investments—not core lending or financing operations.
- Operating Revenue (TTM): Just ₹24.46 Cr
- Net Profit (TTM): ₹8.34 Cr (up 496.74% YoY)
- Listed On: BSE (532198) and NSE (CHOICEIN)
- Promoter Holding: 53.65% (as of Dec 2025), with 13.94% of promoter shares pledged
✅ Note: The company does not operate like a typical NBFC—it has zero advances, no loan book, and minimal operating activity. Most earnings stem from one-time gains or investment income.
Choice International: Key Financial Snapshot
| Metric | Value |
|---|---|
| Market Capitalization | ₹16,931.01 Cr |
| Current Share Price | ₹760 |
| P/E (TTM) | 6,173.84 |
| P/B (TTM) | 22.53 |
| Book Value (TTM) | ₹33.73 |
| EPS (TTM) | ₹0.12 |
| ROE | 3.05% |
| ROCE | 3.48% |
| Dividend Yield | 0% |
| Operating Revenue | ₹24.46 Cr |
| Net Profit | ₹8.34 Cr |
| Sales Growth (YoY) | 89.73% |
| Profit Growth (YoY) | 496.74% |
| Promoter Pledging | 13.94% of the total promoter stake |
Shareholding Pattern
| Category | Holding (%) |
|---|---|
| Promoters | 53.65% |
| Public (Retail) | 33.89% |
| Foreign Institutions (FII) | 12.16% |
| Domestic Institutions (DII) | 0.30% |
| Others | 0% |
Low institutional ownership (except FII) and high retail participation suggest speculative interest rather than fundamental backing.
Choice International Share Price Target Forecast (2026–2030)
Given the lack of scalable operations, extreme valuation, and earnings volatility, we adopt a conservative, reality-based approach. Targets assume no major new business initiative and reflect mean reversion risk:
| Year | Target Price Range (₹) |
|---|---|
| 2026 | ₹600 – ₹800 |
| 2027 | ₹550 – ₹750 |
| 2028 | ₹500 – ₹700 |
| 2029 | ₹450 – ₹650 |
| 2030 | ₹400 – ₹600 |
📉 Rationale: The current price appears disconnected from fundamentals. Unless the company launches a credible, scalable financial services business, the stock may face downward pressure as investors reassess its true worth. Historical precedent shows such “investment companies” often trade closer to book value or NAV, not 22x P/B.
Year-wise Breakdown
Choice International Share Price Target 2026
| Year | Target 1 | Target 2 |
|---|---|---|
| 2026 | ₹600 | ₹800 |
- Short-term sentiment may stay positive due to the recent profit jump.
- However, the P/E of 6,173x is unjustifiable for a company with ₹24 Cr revenue.
Choice International Share Price Target 2027
| Year | Target 1 | Target 2 |
|---|---|---|
| 2027 | ₹550 | ₹750 |
- If no new business model emerges, valuation compression likely begins.
- High retail holding increases downside risk during market corrections.
Choice International Share Price Target 2028
| Year | Target 1 | Target 2 |
|---|---|---|
| 2028 | ₹500 | ₹700 |
- Long-term price will depend on whether management deploys capital into real financial services (e.g., lending, wealth tech).
- Currently, the ROE of 3.05% is far below the cost of equity.
Choice International Share Price Target 2029
| Year | Target 1 | Target 2 |
|---|---|---|
| 2029 | ₹450 | ₹650 |
- Without operational scale, the stock may trade more like a closed-end fund—at a discount to NAV.
Choice International Share Price Target 2030
| Year | Target 1 | Target 2 |
|---|---|---|
| 2030 | ₹400 | ₹600 |
- Realistic long-term range assumes gradual normalization toward 5–10x P/B, not 22x.
Strengths vs Risks
✅ Strengths
- Zero debt and a clean balance sheet.
- High cash/investment assets (implied from net profit source).
- Promoter holding remains above 50%.
⚠️ Risks
- No real operating business—revenue is negligible.
- Extreme valuation: P/E >6,000, P/B >22.
- Low ROE/ROCE (<4%) indicates poor capital efficiency.
- 13.94% promoter pledging adds governance concern.
- No dividends—investors get no income.
Investment Suitability
| Factor | Assessment |
|---|---|
| Risk Profile | Very High |
| Time Horizon | Not suitable for long-term |
| Volatility | Extremely High |
| Dividend/Income | None (0% yield) |
| Ideal Investor | Speculative traders only |
FAQs
Final Verdict
Choice International is a highly unusual stock—technically profitable but economically insignificant in terms of operations. Its ₹16,900+ Cr market cap vastly exceeds its ₹24 Cr revenue, signaling speculative pricing. While promoters retain control, the lack of a real business, zero dividends, and extreme multiples make it unsuitable for conservative or long-term portfolios. Our 2026–2030 targets (₹400–₹800) assume gradual valuation rationalization, not growth. Investors should treat this as a high-risk speculative instrument, not a financial stock.
Disclaimer: Price targets are estimates based on current public data. They are not investment advice. Please consult a SEBI-registered advisor before investing.
Sources
- Screener.in – Choice International Ltd Consolidated Page
- Finology.in – Company Financial Dashboard
- BSE & NSE Filings – Shareholding and Promoter Pledge Data (Dec 2025)
- Company Annual Report FY2025 – Business Description and Financial Statements
Hi, I’m Raj Mittal, a stock market content writer focused on company analysis, share price trends, and fundamental research. I create simple, research-based insights to help investors make smarter market decisions.
