Aditya Birla Capital Share Price Target 2026 to 2030

Aditya Birla Capital Ltd (ABCAPITAL) is the financial services holding company of the Aditya Birla Group, offering a wide range of services across life insurance, asset management, private equity, structured finance, consumer finance, and housing finance. As a universal financial solutions provider, it caters to retail and institutional clients across life stages through subsidiaries like Aditya Birla Sun Life AMC, Aditya Birla Finance, and Aditya Birla Housing Finance. With strong brand backing, diversified revenue streams, and consistent profit growth over the past five years, ABCAPITAL has attracted investor interest as a mid-cap NBFC with scale. This article provides a data-backed outlook on the Aditya Birla Capital share price target 2026–2030.

Aditya Birla Capital Ltd: Company Overview

• Founded: 2015 (as a demerged entity from Grasim Industries)
• Headquarters: Mumbai, Maharashtra
• Key Segments: Life Insurance (44% of revenue), Asset Management, Consumer Finance, Structured Finance, Housing Finance
• Strategic Edge: Backed by India’s leading conglomerate; operates in high-growth financial sub-sectors
• Market Position: Among the top private NBFCs in India by AUM and loan book

The company benefits from cross-selling opportunities within the Aditya Birla ecosystem and strong distribution via bancassurance and digital channels.

Aditya Birla Capital Ltd: Key Financial Snapshot

Aditya Birla Capital Ltd Share Price Target Forecast (2026–2030)

Aditya Birla Capital Ltd Share Price Target 2026

ABCAPITAL reported flat profit growth (0.75%) in FY2025 despite 13.69% sales growth, reflecting higher provisioning and rising interest costs. Its P/E of 39.4x is rich for an NBFC with an ROCE of just 9.5%. However, its dominant position in life insurance and asset management provides earnings stability. A 2026 target of ₹360–₹400 assumes modest margin recovery and stable credit quality.

Aditya Birla Capital Ltd Share Price Target 2027

The company’s focus on high-margin businesses like private equity and structured finance could improve returns. If ROCE improves toward 11% and EPS reaches ₹9.50–₹10.20 by FY27, a P/E of 38–40x supports the ₹385–₹440 range—though valuation remains stretched without significant ROE improvement.

Aditya Birla Capital Ltd Share Price Target 2028

By 2028, benefits from scale in housing finance and mutual fund AUM growth should contribute meaningfully. However, the lack of dividends and modest capital efficiency limits upside. Assuming EPS of ₹10.50–₹11.50 and P/E of 38–41x, the ₹410–₹480 band is realistic—if execution stays on track.

Aditya Birla Capital Ltd Share Price Target 2029

Long-term tailwinds include India’s rising financialization, mutual fund penetration, and credit demand. Risks include interest rate volatility and regulatory changes in the insurance/NBFC sectors. Using a P/E of 39–42x on projected EPS (~₹11–₹12.40), the 2029 target is ₹435–₹520.

Aditya Birla Capital Ltd Share Price Target 2030

Over a five-year horizon, ABCAPITAL’s value lies in its brand strength and diversified model—not high ROCE. While not a dividend payer, its growth story appeals to capital-appreciation investors. A terminal P/E of 40–44x on FY30 EPS (~₹11.50–₹12.70) supports the ₹460–₹560 range.

Aditya Birla Capital Ltd: Shareholding Pattern

High promoter holding ensures strategic alignment, while rising DII interest reflects confidence in governance.

Aditya Birla Capital Ltd: Strengths vs Risks

Strengths:

• Backed by India’s largest industrial house—strong brand and trust
• Diversified across high-growth financial segments (insurance, AMC, housing)
• Consistent 5-year profit CAGR of 28.8%
• Strong balance sheet with ₹1,22,344 Cr in advances and controlled NPAs

Risks:

• Very high P/E (39.4x) with modest ROCE (9.5%)—valuation mismatch
• Zero dividend yield limits income appeal
• Rising debt levels (borrowings up to ₹1,08,245 Cr in FY25)
• Profit growth stalled in FY25 (0.75%) despite top-line expansion

Investment Suitability

Final Verdict

Aditya Birla Capital Ltd offers a compelling mix of brand strength, diversification, and scale in India’s financial services sector. However, its current valuation demands near-perfect execution. Our Aditya Birla Capital share price target 2026–2030 (₹360 to ₹560) reflects steady appreciation if return ratios improve and credit quality holds. Suitable for growth portfolios—but avoid lump-sum entry at highs.

Disclaimer: Price targets are estimates based on publicly available data and sector analysis. They are not investment advice. Consult a SEBI-registered advisor before making decisions.

Sources

• Screener.in – Aditya Birla Capital Consolidated Page (FY2025 + TTM)
• Finology Ticker – ABCAPITAL Financial Ratios & Valuation
• Aditya Birla Capital Investor Presentation (Q3 FY26, Jan 2026)
• BSE India – Annual Report FY2025
• RBI NBFC Sector Guidelines