Can Fin Homes Ltd is a leading deposit-taking housing finance company (HFC) in India, primarily focused on providing affordable home loans to salaried professionals and self-employed individuals. Promoted by Canara Bank, which holds a 29.99% stake, the company has built a strong presence in the retail housing finance segment with a disciplined underwriting approach and improving asset quality. With consistent profit growth, healthy return ratios, and an attractive valuation, Can Fin Homes offers a compelling opportunity for long-term investors seeking exposure to India’s housing affordability story. This article provides a realistic outlook and share price targets for each year from 2026 to 2030, based on fundamentals and sector trends.
ROCE is modest (9.4%) due to the capital-intensive model
Interest rate sensitivity impacts NIMs
Competition from larger HFCs (e.g., HDFC, LIC Housing)
Investment Suitability
Factor
Assessment
Risk Profile
Moderate (established HFC)
Time Horizon
Long-term (5+ years)
Volatility
Low-to-Moderate
Dividend/Income
Yes (1.29% yield + stable)
Ideal Investor
Value-conscious investor seeking steady compounding in housing finance
FAQs
A realistic range is ₹980 – ₹1,080, supported by earnings momentum and undemanding valuation.
By 2030, it could reach ₹1,220 – ₹1,430 if execution remains consistent.
No—those levels are unrealistic. The stock trades above ₹920, so ₹40/₹50 likely confuses face value (₹2) with market price.
Canara Bank owns 29.99% and is the main promoter. The rest is held by the public and institutions.
Yes—it has a consistent dividend history with a current yield of 1.29%.
Minor corrections are typical in HFCs due to interest rate expectations or market rotation—not fundamental weakness.
Yes—for investors seeking steady growth, dividend income, and exposure to India’s affordable housing boom.
Final Verdict
Can Fin Homes Ltd is a high-quality, undervalued HFC with strong fundamentals and policy tailwinds. Its combination of low P/E, healthy ROE, and improving scale makes it well-suited for conservative long-term portfolios. Our 2026–2030 price targets (₹980–₹1,430) reflect steady, sustainable appreciation—not speculative hype. Investors should consider accumulating on dips.
📌 Disclaimer: Price targets are estimates based on current fundamentals and sector trends. They are not investment advice. Please consult a SEBI-registered advisor.
Hi, I’m Raj Mittal, a stock market content writer focused on company analysis, share price trends, and fundamental research. I create simple, research-based insights to help investors make smarter market decisions.
